SBI Simply Click Credit Card

By Ranjit May 13, 2023 Blog 0 Comments

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SBI Simply Click Credit Card Benefits : Friends think how good it would be if we spend money and instead of spending we get gifts, coupons and discounts. Yes, this is possible with the help of a credit card.

There are many such credit cards in the market which are giving you other benefits in lieu of the expenditure, but today in this article we will tell you about SBI Simplyclick Credit Card Ke Fayde In Hindi, one of the best cards of SBI.

SBI SimplyClick Credit Card Benefits

SBI SimplyClick Credit Card is the best credit card for people who do a lot of online shopping. In this, you get more rupees per 100 spent as compared to other credit cards. The benefits and features of this card will be known further in the article.

Table of Contents

What is SBI SimplyClick Credit Card?

Simply Click Credit Card is available from SBI, which is one of the best cards for online shopping. It is a basic credit point based credit card, which is cost-effective as compared to other cards in the same category. This card is best suited for users who are interested in saving and earning reward points for online shopping.

What is the benefit of SBI Simply Click Credit Card

1- Voucher of Rs.500 as welcome gift

The first advantage of SBI SimplyClick Credit Card is that as soon as you get a credit card, you get an Amazon voucher of Rs.500 from SBI Card. Using this, you can buy any item from Amazon whose cost is up to Rs.500.

2- 10 Reward Points per Rs.100 spent

On online shopping with this card, you will get 10 reward points for every Rs.100 spent and while using it for offline shopping and dining, you will get 1 reward point for every Rs.100 spent. The price of 10 Reward Points in SBI is equal to 2.5 rupees. You can also take any voucher or goods from this reward point.

3-2 thousand rupees e-voucher

If you make a transaction of up to Rs 1 lakh with this card within a year, you will get an e-voucher of up to Rs 2,000, which you can use on Cleartrip.

4 – One percent fuel surcharge waived (SBI SimplyClick Credit Card Fuel Surcharge)

If you have to fill petrol with SimplyClick Credit Card, then your one percent fuel surcharge is waived off. Your one percent fuel surcharge is waived when you fill petrol between ₹ 500 to ₹ 3000.

5-Annual fee also waived

Along with this, if you do a transaction of up to Rs. 1 lakh with this card within a year, then the annual fee of Rs. 499 is returned to you, that is, it is waived off.

Features of SBI Simply Click Credit Card

1-Contactless Transaction

On SBI SimplyClick Credit Card, you get the option of contactless transaction, that is, you just have to scan the card on the swipe machine and your payment will be done without entering your PIN. This type of transaction is possible only up to a limit i.e. you can do transaction of very small amount without entering PIN. Up to thousand or 2000 rupees, it also depends on your limit. This can prove to be very useful for small daily transactions.

2- Worldwide Acceptance

This card is accepted all over the world i.e. with the help of this card it is possible to easily transact outside India as well. It can be used worldwide wherever Master and Visa cards are accepted.

3-Add on card facility

You can empower any member of your household with the help of SimplyClick Credit Card. You can make an add on card for parent, spouse or children, that means you can make a card for any member of the household above 18 years of age with the limit of your card.

4- Cash can be withdrawn from any ATM in the world

With the SimplyClick Credit Card, cash withdrawal facility is available from more than 10 lakh ATMs around the world. All these ATMs accept MasterCard and Visa cards.

5-Money transfer facility on EMI

With the SimplyClick Credit Card, you can pay off other credit card dues and also get the facility of easy EMI conversion for the amount you transfer to pay off other credit card dues.

How to apply for SBI Simply Click Credit Card

Step Step 1: First of all you have to go to the website of SBI.

Step 2: After this you have to click on the option of apply.

Step 3: Then a page related to the credit card will open.

Step 4: You have to click on Apply Now under Sbi Simplyclick Credit Card.

Step 5: After this you have to enter your email id.

Step 6: After this you have to register through OTP by entering your mobile number.

Step 7: After this you have to put your basic information in it.

Step 8: After this you have to put your work information inside it.

Step 9: After this you have to tell how much you earn every year and every month.

Step 10: After this your application will go under review.

Step 11: After this you will get a call from SBI.

Step 12: After this if everything goes well then your card is approved.

Step 13: After this you will get the card at your home within 15 days.

SBI Simply Click Credit Card Pin Generation

Although there are many ways to generate SBI SimplyClick Credit Card PIN, but here we will tell you how to generate PIN through the website.

Step Step 1: First of all go to the official website of SBI and click on My Account.

Step Step 2: Then click on Manage Pin.

Step Step 3: Then select the card for which you want to change the PIN.

Step Step 4: Then click on Generate OTP.

Step Step 5: Enter two new PIN and enter, your PIN will be generated.

What is the SBI SimplyClick Credit Card Fees (Credit Card Charges)

You will have to pay Rs 499 while taking this card.
After taking this card you will have to pay Rs 499 every year also.
But if you make a transaction of up to Rs. 1 lakh with this card within a year, then your annual fee of Rs. 499 is returned to you, that is, it is forgiven.

Who can apply for SBI SimplyClick Credit Card (Eligibility)

You must be a citizen of India.
Your age should be minimum 21 years and maximum 65 years.
You must have a source of income every month.

Documents required for taking SBI SimplyClick Credit Card

Proof of Identity (PAN Card, Aadhar Card, Driver’s License, Passport) you will have to give any one of these.
Proof of Address (Aadhar Card, Driver’s License, Passport) you will have to give any one of these.
Proof of Income (Latest Salary Slip, Last 3 Months Bank Statement) You will have to give any one of these.

How to activate SBI Simply Click Credit Card ?

You can register yourself in three simple steps. You have to click on the link given below. https://www.Sbicard.Com/Creditcards/App/User/Register-Page
After this card number, CVV and date of birth have to be entered.
Then you will get OTP to verify.
After this you will have to create your password and you will be registered.

How to withdraw money from SBI SimplyClick Credit Card ?

You can withdraw money from SBI SimplyClick Credit Card both online and offline. In offline methods, you can take the help of ATM and petrol pump. You can take the help of Paytm, Credit App and Phone Pay to withdraw money online.

SBI SimpleClick Credit Card Limit

SBI SimplyClick Credit Card is an entry level credit card. Its annual fee is also very less. Due to which the SBI Simple Click Credit Card limit starts from Rs.30,000 to Rs.2 lakh.

How to redeem SBI SimplyClick credit card reward points ?

Step 1: Visit SBI portal and login through customer ID and password.

Step 2: Go to Redeem Points option and click on Redeem Rewards.

Step 3: Filter reward points by city and country.

Step 4: After this, choose the things of your choice from the reward catalogue.

Step 5: Click on Ready Now to confirm.

SBI SimplyClick Credit Card Withdrawal Limit

The withdrawal limit for SBI SimpleClick Credit Card depends on the credit line of your credit card. You can withdraw only 20 to 40 percent money. If your credit card limit is 50 thousand, then you can withdraw cash only up to 10 thousand rupees.

How to transfer money to SBI Simply Click Credit Card ?

There are many ways to transfer money to SBI SimpleClick Credit Card. You can transfer money through PhonePe.

Step 1: For this, first you have to install the PhonePe app.

Step 2: Then you will see the option of rent payment on the home of the app, you have to click on it.

Step 3: Then you have to choose one in the rent of home or shop.

Step 4: Then you have to choose the rent amount and also enter the name of the property.

Step 5: Then enter your account number along with the name of the landlord. Here you can enter any other account number of yours.

Step 6: Then you add your credit card and payment will be done through OTP.

SBI SimplyClick Credit Card Status Check

If you have applied for SBI Simple Click Credit Card and your card has been approved, then you can check the status of the card. For this follow the process mentioned below.

Step 1: First of all go to the website of SBI Card.

Step 2: You get the option to track the application on the home page of the website itself.

Step 3: You will see the box and you have to enter the application number in it. You receive this application number in the message at the time of approval of your card.

Step 4: After this you have to click on the button of the track.

Know SBI SimplyClick Credit Card Statement Password

The password for SBI SimpleClick Credit Card statement is the 8 numbers of your date of birth and the last four digits of your credit card.

Example:

If your date of birth is 12 May 1990 and the last four digits of your credit card is 8924 then your password will be 120819568934.

SBI SimplyClick Credit Card Swipe Charges

Cardholder does not have to pay any kind of charges for swiping SBI Simple Click Credit Card from POS machine i.e. swipe charges are zero. Visa or MasterCard network charges the merchant for swiping, it can be close to 2%.

SBI Simply Click Credit Card Disadvantage

1-Low Credit Limit

This is an entry level credit card i.e. SBI offers the card in this way to the people who make SBI card for the first time. Through this, the company also tries to understand the nature of the customer’s transactions. The company sees which cardholder is paying the dues on time or not. Due to this the company offers a low limit to the card holders of this credit card.

2- Less useful for offline shopping cardholders

This credit card has been specially designed keeping in mind the people who do online shopping. This credit card offers lesser reward points for online shopping as compared to offline shopping. Hence, the card offers lesser reward points and benefits for in-store and offline purchases.

Conclusion

In this article SBI Simply Click Credit Card Benefits, the information about benefits of SBI Simple Click Card has been explained in simple language. How did you like our article, you must tell by commenting. We have given this information according to the resources available online. For more information, you can also get information by visiting the official website.

What is the benefit of SBI Simple Click Card?

You get 10 reward points for every Rs 100 spent on online shopping with the SBI Simple Click Card. An Amazon voucher worth Rs.500 is given as a welcome gift. The annual fee of Rs 499 is also waived off on spending Rs 1 lakh in a year.

What is Simple Click Card?

This is the best entry level card offered by SBI. Its annual fee is also very less. There are many benefits including Amazon vouchers, trip vouchers.

What is the annual fee for SBI Simply Click Card?

The annual fee of SBI Simply Click Card is Rs 499 but if you spend up to Rs 1 lakh then Rs 499 is waived off.

How much money can I withdraw from SBI Credit Card?

You can withdraw money from SBI credit card through ATM only up to 20% of the credit card limit. You can also withdraw full money online.

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SBI Simply Click Credit Card

What is SBI SimplyClick Credit Card?